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A child-only plan is a Marketplace enrollment where only the child is applying for coverage. The enrollment submission journey stays the same. Agents will follow the standard steps, with a few child-only callouts in the quoter and subsidy application.
In this article we’ll cover:
Child-only plans at a glance
Child-only Affordable Care Act (ACA) coverage is an individual health insurance policy for a child, without a parent or guardian included on the plan.
For a child-only enrollment, the subsidy application is completed by an adult contact. In most cases, this is the person claiming the child on their taxes.
Plan shopping
Agents will follow the standard plan shopping flow when assisting with a child-only enrollment submission.
When quoting a child-only plan, if there is more than one person in the tax household, add them in the Household members section of the quoter. Do not add additional household members in the Who is applying for coverage section.
Applying for a subsidy
Agents will follow the standard subsidy application flow when assisting with a child-only enrollment submission.
In most cases, the subsidy application is completed by the person claiming the child on their taxes. This person is the primary contact for the application.
Children cannot be listed as the primary contact.
From the Primary contact section of the application, indicate the primary contact is not applying for coverage.
In the Household section, add additional tax household members. Indicate that only the child is applying for coverage.
Additional resources
For help using HealthSherpa or for other assistance, contact Agent Support. Agent Support is available by phone at (888) 684-1373, by email at Agent_Support@HealthSherpa.com, or by chat directly from your account.
Keywords: child, solo, only

