Special Enrollment is the time of year outside of open enrollment where you must have experienced a Qualifying Life Event that opens up a 60 day window to enroll in an Affordable Care Act policy. These events include

Losing Coverage:
Losing your employer sponsored coverage
Employer dropping coverage
Losing Medicaid/CHIP eligibility
Turning 26 and losing parent's plan
Moving or relocation and losing coverage as a result
COBRA expiring

Life Events:
Having a baby (event is for the infant only)
Becoming a citizen
Getting married
Getting divorced and losing coverage
Getting out of prison/jail
Adopting a child (event is for child only)
Placing a child for adoption
Gaining status as a member of an Indian tribe
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If you have not had a QLE in the past 60 days, you must wait for Open Enrollment Period (OEP) in order to apply.