Our Medicare Referrals service makes it easy for agents to refer Medicare leads to HealthSherpa and receive referral bonuses.

You don’t need to be appointed or licensed to sell Medicare in order to participate in the HealthSherpa Medicare Referrals Program.
Our team is led by Medicare industry experts. They’ve designed a needs analysis to guide clients to just the right plan.
Simply refer your clients to us and our team of trained Medicare sales agents will write the policy.
We won’t sell your leads any product besides Medicare.
We write for the major carriers in all 50 states and DC – see the list below.

Medicare Advantage

CARRIER	STATES WE WRITE IN
Aetna	AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, VT, WA, WI, WV, WY
Anthem	AZ, CA, CO, CT, FL, GA, IA, IN, KY, LA, ME, MO, NH, NJ, NV, NY, OH, TN, TX, VA, WA, WI
BCBS MI	MI
Central Health Plan / Brand New Day	CA
Christus	TX
Cigna	AK AL AR AZ CA CO CT DC DE FL GA HI IA ID IL KS KY MA MD ME MI MN MO MS NC ND NE NH NJ NM NY OH OK OR PA RI SC TN TX UT VA VT WA WV WY
ClearSpring	CO, GA, IL, SC, VA
Devoted Health	AL, AZ, CO, FL, HI, IL, NC, OH, OR, PA, SC, TN, TX
HCSC	TX, MT, OK, IL, NM
Horizon BCBS	NJ
Humana	AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, VT, WA, WI, WV, WY
KelseyCare	TX
MedMutual	OH
Molina	MI, ID, TX, NV, SC, VA, TX, ID, IL, UT, CA, NY
Network Health	WI
Priority Health	MI
Quartz	IL, IA, MN, WI
UHC	AK,AL,AR,AZ,CA,CO,CT,DC,DE,FL,GA,HI,IA,ID,IL,IN,KS,KY,LA,MA,MD,ME,MI,MN,MO,MS,MT,NC,ND,NE,NH,NJ,NM,NV,NY,OH,OK,OR,PA,RI,SC,TN,TX,UT,VA,VT,WA,WI,WV,WY
Wellcare	AK, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NJ, NV, NY, OH, OK, OR, PA, SC, TN, TX, UT, VA, WA, WI, WV, WY

Med Supp

CARRIER

Ameritas Dental

Aetna Med Supp

Mutual of Omaha

GPM

Medico / Wellabe

NCD - Dental

Great for both Medicare & non-Medicare agents

If you’re an agent who isn’t certified to sell Medicare, this program can be a good place to direct your aging-in clients or other Medicare leads.

If you’re an agent who is certified to sell Medicare, but gets leads who want to enroll in states you aren’t licensed in, or with carriers you aren’t appointed with, you can direct those leads to this program.

Your clients will be in good hands

Our team is led by Medicare industry experts. They’ve designed a needs analysis to guide clients to just the right plan.
We will take care of all post-enrollment follow ups.
We can service your client for the life of the policy.
You have the flexibility to ask for a release and service them directly if you get certified at a later point in time.
We won’t sell your clients any product besides Medicare.

AEP Program information and bonus amounts

	Medicare Annual Enrollment (AEP)
Program Start	October 15, 2022
Start referring on	Oct 1 agents can start booking appointments with us. Oct 15 we will start writing applications for clients referred.
Type of policies we can write	Change or update coverage for anyone enrolled in Medicare Switch from Original Medicare, to Medicare Advantage or vice versa. Switch from Medicare Advantage plan with drug coverage to one without or vice versa. Join or drop a Medicare prescription drug plan. Update coverage to a new plan from the current insurer or switching to a new insurer.
Referral fees	Medicare Advantage $100 Prescription Drug Plan D $25 MedSup $200 Ancillary Dental/ Vision $25
Referral fee payout	Enrollments made during SEP 2024 will be paid within 60 days of their effectuation date Enrollments made during AEP 2025 season will be paid within 60 days after their January effectuation Effectuation (binder payment) must be completed

How to get started

Step 1: Log into HealthSherpa for Agents

Click on the Bonuses section, then the Medicare Referrals tab.
Click on "View & agree to terms"

Step 2: Read and accept the terms

A window pops up with the agreement. Scroll and read the agreement.
Check the box to indicate you have read and accept the terms of the agreement
Click “I accept” and wait for the screen to reload.

Step 3: We will generate your unique Medicare lead transfer phone number and display it on your screen. Make a note of this number.

You’ll also see the number anytime you login to your Agent portal and click on the Medicare Referrals tab.

Step 4: Start referring -- share your custom referral phone number with your Medicare clients and ask them to call that number.

Step 5: When a client calls, a HealthSherpa agent will perform a detailed needs analysis and enroll your client in the most suitable policy

Once the client enrolls, HealthSherpa becomes the Agent of Record and handles all post-enrollment follow ups for that client.
HealthSherpa will pay you for each referral within 60 days of effectuation.

FAQ

How do I see which of my clients are eligible for Medicare?

Log into HealthSherpa for Agents and click the "Bonuses" section. There's a box showing you how many of your clients are near their 65th birthday and therefore close to or eligible for Medicare. This list goes beyond just the primary applicant and may include family members who are aging into Medicare.

What type of Medicare programs will HealthSherpa write and what is the referral bonus?

We will pay the regulated Medicare referral fees for the following programs:

Medicare Advantage - $100
Medicare Supplement (MedSup) - $200
Medicare Prescription Part D - $25
Ancillary Dental/ Vision - $25

How can I track what I have earned from Medicare Referrals?

You can track Medicare Referral dollars earned via bill.com invoices just as you do with QHP referrals. The main difference is that the Medicare Referrals will not populate into your bonus tab like the QHP referrals do.

Can I give my customer my unique phone number so they can call in on their own?

Yes, please give your Medicare clients your custom referral phone number to call us - we will service your client. You do not have to be on the call with your client.

If I refer Medicare clients to HealthSherpa, and then I get contracted the following year with that carrier, can I obtain consent and take the client back?

Yes. We will service your clients only for as long as you’d like us to. When you get licensed, appointed, you can have your clients back.

Why am I being prompted to complete a W9 during Medicare Referral setup?

We need your W9 to process payment. Our system prompts you for it after your first referral is complete. If you have already completed a W9 for the year, we will not ask for it again until Jan 1 of the next year.

Are there any training sessions to learn more about this program?

We do not currently have training available.

Are there renewal bonuses?

No. Referrals earn a one-time payment when a client enrolls in a plan (per CMS guidelines)

Who can I contact for more information/ clarifications?

Please email medicare@healthsherpa.com or call 888.684.1373 with any questions you might have about HealthSherpa Medicare Referrals.