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ARPA resource for Consumers

What you need to know about how the ARPA impacts you

Jordan Patch avatar
Written by Jordan Patch
Updated over a week ago

Starting on April 1, 2021 we will be going live with a number of enhancements on the HealthSherpa dashboard so that users can process American Rescue Plan changes seamlessly within HealthSherpa. For a full overview on the American Rescue Plan, click here for our blog post on what you need to know.

The American Rescue Plan releases new, expanded subsidies. The Congressional Budget Office expects the American Rescue Plan to bring about 2.5 million currently uninsured people to the Marketplace between 2021 and 2023. Nearly all existing clients will be able to resubmit their applications for lower premiums because of this law.

After 4/1/21, there will be a green banner at the top of your HealthSherpa dashboard showing your existing subsidy and the new subsidy under the American Rescue Plan.

From here, you can click on the ‘Apply the New Subsidy’ button

  • You’ll then be prompted to skip to the end of the application if you don’t have changes, or update the application if there have been changes. Note that if you have previously declined a request for assistance due to a high income level, you will need to update that field and submit income information to qualify for subsidies.

  • After finalizing the application, view the final subsidy and premium on the eligibility results page.

  • After going through the application, view the final subsidy and premium on the eligibility results page.

  • If you are interested in viewing new plans, click on ‘Change your plan’ below the Enroll button.

If you claim your subsidies, your premiums will be immediately lowered. If you don’t claim your subsidy, you will receive a refund for the amount you overpaid on your 2021 tax returns.

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