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U.S. citizens, U.S. nationals, and non-U.S. citizens with certain immigration statuses can get Marketplace coverage and may qualify for financial assistance.

Effective August 25, 2025, Deferred Action for Childhood Arrivals (DACA) recipients do not qualify for Marketplace coverage or financial assistance.

In this article we'll cover:

The Federally Facilitated Marketplace (FFM) states that lawfully present immigrants with qualifying immigration statuses are eligible for Marketplace coverage and may qualify for financial assistance.

The full list of acceptable immigration statuses is available here and includes:

Consumers who have had a change in immigration status since applying for Marketplace coverage should update their Marketplace application with their new immigration status.

The One Big Beautiful Bill Act (OBBBA), signed into law on July 4, 2025, narrows Marketplace financial assistance eligibility for some lawfully present immigrants.

Separate federal policy changes may also affect whether certain immigrants can enroll in Marketplace coverage.

Some changes may begin in 2026, while broader restrictions are expected to begin in plan year 2027. Implementation details may depend on future federal guidance.

From November 2024 through August 25, 2025, DACA recipients and individuals in certain other non-U.S. citizen groups were granted eligible immigration status to enroll in Marketplace coverage for plan years 2024 and 2025.

Legal efforts in 19 states blocked this decision, placing Marketplace enrollment on hold for these groups in those states.

The 19 states involved in the lawsuit included:

DACA recipients and certain other non-U.S. citizen groups who lived in any of these 19 states were not eligible for Marketplace coverage, even during the November 2024 through August 25, 2025 timeframe.

Of these 19 states, 3 states, Idaho, Kentucky, and Virginia, operated their own State-based Marketplace (SBM). The remaining 16 states operated using the Federally Facilitated Marketplace (FFM).

The Marketplace canceled any 2025 enrollments selected by DACA recipients and other affected non-U.S. citizen groups who resided in those 16 FFM states. Carriers refunded any premiums paid for that 2025 coverage. The Marketplace also sent a letter about ineligibility for coverage to impacted individuals.

For more information, read Recent court decisions impacting the Marketplace on Healthcare.gov.

The Internal Revenue Service (IRS) will consider DACA recipients and other impacted non-U.S. citizens who had 2024 Marketplace coverage in the 19 states listed above eligible for the premium tax credit for the months in 2024 they had coverage, if otherwise eligible.

These consumers will receive Form 1095-A, Health Insurance Marketplace Statement, from the Federal Marketplace or their SBM. Form 1095-A provides information about the consumer’s health coverage and is used to complete Form 8962, Premium Tax Credit.

Impacted consumers must include Form 8962 when filing their 2024 federal income tax return.

Learn more about health coverage and your federal taxes.
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The Federally Facilitated Marketplace (FFM) defines the difference between U.S. citizens & U.S. nationals here.

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