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U.S. citizens, U.S. nationals, and non-U.S. citizens with certain lawfully present immigration statuses can get Marketplace coverage and may qualify for financial assistance.
In this article we'll cover:
Lawfully present immigration statuses
The Federally Facilitated Marketplace (FFM) states that lawfully present immigrants are eligible for Marketplace coverage and may qualify for financial assistance.
Effective August 25, 2025, Deferred Action for Childhood Arrivals (DACA) recipients do not qualify for Marketplace coverage or financial assistance.
Eligible for Marketplace coverage
The list of immigration statuses eligible for Marketplace coverage is available here and includes:
Lawful Permanent Resident (LPR/Green Card holder)
Asylee
Refugee
Cuban/Haitian entrants
Lawfully present immigrants often need to provide immigration documentation information during the enrollment process. The list of acceptable immigration documentation types is available here.
Consumers who have had a change in immigration status since applying for Marketplace coverage should update their Marketplace application with their new immigration status.
Eligible for subsidies
A subsidy is federal financial assistance designed to lower the cost of health insurance purchased through the Marketplace. When the consumer completes a subsidy application, the Marketplace determines the tax household’s eligibility for coverage and financial assistance.
Currently, any lawfully present immigrant may apply for a subsidy.
The Working Families Tax Cut (WFTC), also known as the One Big Beautiful Bill Act (OBBBA), shrinks the list of immigration statuses eligible for subsidies.
Effective plan year 2027, only the following immigration statuses will be subsidy eligible:
Lawful permanent residents (green card holders)
Certain Cuban and Haitian immigrants
Individuals in the U.S. through a Compact of Free Association
Frequently asked questions
What is the difference between a U.S. citizen and a U.S. national?
The Federally Facilitated Marketplace (FFM) defines the difference between U.S. citizens & U.S. nationals here.
Are lawfully present immigrants always non-U.S. citizens?
Yes. Under U.S. immigration law, an immigrant is defined as a non-citizen, so no individual can be classified as both a lawfully present immigrant and a U.S. citizen at the same time. Once a lawful permanent resident completes the naturalization process and becomes a U.S. citizen, their immigrant status ends.
A lawful permanent resident maintains their immigrant status up until the moment they take the Oath of Allegiance, at which point their status changes to U.S. citizen. For more information on the naturalization process, visit the U.S. Citizenship & Immigration Services Citizenship Resource Center.
Additional resources
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