You can still enroll a client for a Marketplace plan if they are not using the full subsidy, as long as they are eligible for Marketplace coverage. Before finalizing the application, you will be asked whether they would like to use the full amount of the subsidy, and if you select "No", you will be asked how much they would like to use. 

Once the tax credit amount is entered, click “Enroll” to finalize the plan. 

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